Once you free canada credit report Harrisonburg have the counseling out of the way and you have all free canada credit report Harrisonburg of your information together you are ready to file your bankruptcy with the bankruptcy court. This is free canada credit report Harrisonburg another time it’s helpful free canada credit report Harrisonburg to obtain the services of a law office. Bankruptcy petitions and schedules can often consist of hundreds of pages of paperwork, and if filing yourself, it’s easy to miss something integral to free canada credit report Harrisonburg the process. Attorneys however, can take care of all of the filing of paperwork and making sure the court has everything necessary for your bankruptcy. credit score ratings After the Bankruptcy Petition is Filed When the petition has been filed, you will wait for your hearing date. The bankruptcy hearing is more widely known as the 341 Meeting, or the First Meeting of Creditors. This meeting takes place 20-40 days after your petition has filed and you must attend this meeting.
It is usually free canada credit report Harrisonburg the only hearing or meeting you will need to attend in order to file a bankruptcy, other than any meetings before free canada credit report Harrisonburg filing that take place with your attorney. free credit report contact The 341 Meeting is not to catch free canada credit report Harrisonburg you and throw you in jail. Often the anticipation of the First Meeting of Creditors can seem a bit scary but it is simply a meeting that allows the Trustee to ask you under oath whether you have disclosed accurate information about free canada credit report Harrisonburg your finances and property. Creditors may appear to ask questions as well, although it is a rare occasion when a creditor actually shows up at a 341 Meeting. This meeting is relatively short, and often involves a line of other bankruptcy filers who are there for the same reason. If you do not show up or do not bring the documents required (such as an I.D. and proof of Social Security Number), your bankruptcy may be dismissed. free credit report online canada
After the First Meeting of Creditors Creditors and the Trustee have 60 days after free canada credit report Harrisonburg your 341 Meeting to challenge your right to discharge the debt.
You will need to take another counseling course in order to obtain the discharge, but this one is slightly different from the initial credit counseling.
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